On July 19th, Capital One discovered that the company had a data breach. The configuration vulnerability had corrected the problem and started working with Federal Law Enforcement. The FBI arrested the person responsible.
What is known today is the following:
- Capital One believes that the breach exposed approximately 100 Million individuals in the US and 6 Million individuals in Canada.
- Capital One does not believe that any account numbers or login credentials were compromised and 99% of Social Security numbers were not compromised.
- About 140,000 Social Security numbers of their credit card customers were exposed.
- About 80,000 linked bank account numbers of their secured credit card customers were exposed.
- For Canadian residents about 1 Million Social Insurance Numbers were compromised
- Capital One believes that the data that was exposed was credit card application data for those who applied between 2005 and 2019.
- New accounts that you didn’t open.
- Credit inquiries that don’t match when you applied for credit.
- Balances that don’t match your statements.
- Regularly stay on top of your credit card statements. Look for charges that you do not recognize. Investigate them.
- If you see a suspicious charge on your credit card, contact the Credit Card company as soon as possible and dispute it.
- Sign up for Text or Email Notifications about credit card transactions. Many Credit Card companies can contact you on every charge or charges over a specific dollar amount.